ZIP 51058 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51058 (O'Brien County, Iowa) at a low 26/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (95/100)). Structurally it carries 62/100, against 6/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (62/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low.

The peak-phase market in 51058 posted values that rose 2.5% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 14.1% — elevated. 12.8% of residents fall below the poverty threshold. Households earn a median $61,833 — below the roughly $78,000 national figure. There are about 503 housing units across 51058. About 1,020 people live here, median age 44. Home values center near $133,000, an affordability ratio of 1.9× — accessible. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 20% bachelor's-or-above. 80% of housing is owner-occupied.

Net-net, 51058 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 51058 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 51058 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 51058 stays directly comparable to neighboring ZIPs and the rest of O'Brien County, Iowa. Where the public record is thin for 51058, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 51058 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 51058 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.