ZIP 51058 Foreclosure, Tax-Lien & Distress Report
O'Brien County, Iowa · High Vacancy market
DLRadar grades ZIP 51058 (O'Brien County, Iowa) at a low 25/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). Structurally it carries 58/100, against 6/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (58/100), institutional ownership (42/100). By contrast, mortgage stress (19/100) register low.
The peak-phase market in 51058 posted values that rose 2.5% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 14.1% — elevated. 12.8% of residents fall below the poverty threshold. Households earn a median $61,833 — below the roughly $78,000 national figure. There are about 503 housing units across 51058. About 1,020 people live here, median age 44. Home values center near $133,000, an affordability ratio of 1.9× — accessible. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 20% bachelor's-or-above. 80% of housing is owner-occupied.
Net-net, 51058 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 51058 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 51058 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 51058 stays directly comparable to neighboring ZIPs and the rest of O'Brien County, Iowa. Where the record is thin for 51058, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 51058 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For an operator, 51058 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 51058
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 51058 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other O'Brien County ZIP codes
Nearest ZIP codes to 51058
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Iowa distress
Other reports tied to O'Brien County, Iowa — ZIP, county and statewide.
The complete 51058 distress and acquisition report
The full 51058 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology