ZIP 51033 Property Distress & Foreclosure Data

ZIP code 51033 in Clay County, Iowa carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 5 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (100/100), structural risk (61/100), institutional ownership (46/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.0% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 396 people live here, median age 46. A median home runs $181,800 here, or 3.0 times local income. Vacancy runs 7.0%. The tenure split is 87% owner-occupied to 13% rented. About 16% have a four-year degree. Households earn a median $61,136 — below the roughly $78,000 national figure. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. There are about 234 housing units across 51033. Rent burden reaches 0% of tenant households. On demographic stress specifically, 51033 scores 21/100.

Net-net, 51033 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.