ZIP 51343 Foreclosure, Tax-Lien & Distress Report

ZIP code 51343 in Clay County, Iowa carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 46 and live distress 7 on the 0–100 scale. Its standout signals are institutional ownership (59/100), structural risk (46/100), mortgage stress (22/100). mortgage stress (22/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (99/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $98,800. About 4% have a four-year degree. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. There are about 95 housing units across 51343. The demographic-stress sub-score lands at 23/100. Population is roughly 279 with a median age of 29. Owners hold 85% of homes, renters 15%.

On the whole, 51343 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 51343 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 51343 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 51343 stays directly comparable to neighboring ZIPs and the rest of Clay County, Iowa. Sparse data for 51343 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 51343 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 51343 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.