ZIP 51341 Foreclosure, Tax-Lien & Distress Report
Clay County, Iowa · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 51341 in Clay County, Iowa comes in at 20, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100). What sets it apart are the readings on institutional ownership (59/100), structural risk (46/100). On the structural side it scores 46/100, with 0/100 of stress already active.
Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 35.3% — elevated. The poverty rate is 2.9% — low. Home values center near $61,000. The demographic-stress sub-score lands at 24/100. 35 residents call 51341 home, typically aged 45. There are about 16 housing units across 51341. About 26% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented.
Net-net, 51341 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 51341's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 51341 shows blanks, not estimates, wherever the record is sparse.
Each component behind 51341 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 51341 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 51341
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 51341 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 51341, the same set carried on every parcel.
Adjacent Clay County ZIP reports
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More ZIP, county and state distress intelligence connected to Clay County, Iowa.
The complete 51341 distress and acquisition report
The full 51341 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology