ZIP 51357 Property Distress & Foreclosure Data
Clay County, Iowa's ZIP 51357 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (57/100), structural risk (46/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. On the structural side it scores 46/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (64/100).
The market reads peak — home values rose 4.0% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
Around 2% of renters are cost-burdened. About 841 people live here, median age 34. Roughly 10.9% live below the poverty line. A median home runs $118,500 here, or 1.7 times local income. Households earn a median $72,344 — near the roughly $78,000 national figure. About 21% have a four-year degree. The ZIP holds roughly 351 housing units. On demographic stress specifically, 51357 scores 19/100. The tenure split is 75% owner-occupied to 25% rented. The vacancy rate is 6.8%.
Net-net, 51357 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 51357
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Clay County
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Deterministic. Every signal traces to a public dataset · methodology