ZIP 51333 Property Distress & Foreclosure Data

Composite property distress in 51333 (Clay County, Iowa) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (57/100), structural risk (46/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 46/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.0% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $96,563 — above the roughly $78,000 national figure. Around 59% of renters are cost-burdened. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 202 housing units. About 19% have a four-year degree. The vacancy rate is 10.3%. A median home runs $195,600 here, or 1.9 times local income. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 51333 scores 26/100. About 395 people live here, median age 52.

Overall 51333 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.