ZIP 51340 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 51340 (Clay County, Iowa) returns a low composite of 20/100. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (60/100)). Structural exposure scores 45 and live distress 7 on the 0–100 scale. Leading the profile are institutional ownership (54/100), structural risk (45/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100).

The peak-phase market in 51340 posted values that rose 2.7% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 33% of adults hold a bachelor's degree or higher. Owners hold 100% of homes, renters 0%. Population is roughly 80 with a median age of 53. There are about 39 housing units across 51340. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 51340 scores 26/100. A median home runs $133,800 here, or 1.3 times local income. Vacancy runs 0.0%. Households earn a median $88,750 — above the roughly $78,000 national figure.

Broadly, 51340 is a steadier market — the deals are the exceptions, not the rule. While 51340 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 51340 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Clay County, Iowa and the nation. Nothing here is interpolated — where a source is thin for 51340, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

51340's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 51340 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.