ZIP 51340 Property Distress & Foreclosure Data
In Clay County, Iowa, ZIP 51340 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (99/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 46/100 structural and 7/100 already moving. Its standout signals are institutional ownership (57/100), structural risk (46/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100).
The peak-phase market in 51340 posted values that rose 4.0% over the year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 33% of adults hold a bachelor's degree or higher. 100% of housing is owner-occupied. Population is roughly 80 with a median age of 53. The ZIP holds roughly 39 housing units. The poverty rate is 0.0% — low. The demographic-stress sub-score lands at 12/100. The typical home is worth about $133,800 (1.3× income, relatively affordable). The vacancy rate is 0.0%. At $88,750, median income runs above typical U.S. levels.
Broadly, 51340 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 51340
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Clay County
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Deterministic. Every signal traces to a public dataset · methodology