ZIP 51331 Property Distress & Foreclosure Data

In Dickinson County, Iowa, ZIP 51331 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (94/100), structural risk (65/100), institutional ownership (48/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 65/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (92/100)).

The peak-phase market in 51331 posted values that rose 4.0% over the year, and 12% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 36/100. Around 40% of renters are cost-burdened. The poverty rate is 5.8% — low. Around 42% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,618 housing units. Population is roughly 920 with a median age of 64. At $84,615, median income runs near typical U.S. levels. The typical home is worth about $448,800 (4.9× income). 88% of housing is owner-occupied. The vacancy rate is 68.3% — elevated.

On the whole, 51331 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.