ZIP 51331 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 51331 (Dickinson County, Iowa) returns a low composite of 28/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (65/100), institutional ownership (47/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 65/100 structural and 7/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (92/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 12% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 51331 scores 36/100. Around 40% of renters are cost-burdened. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. About 42% have a four-year degree. The ZIP holds roughly 1,618 housing units. Population is roughly 920 with a median age of 64. Households earn a median $84,615 — near the roughly $78,000 national figure. Home values center near $448,800, an affordability ratio of 4.9×. 88% of housing is owner-occupied. The vacancy rate is 68.3% — elevated.

On the whole, 51331 leans distressed, with opportunity clustered in specific stressed parcels. 51331 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 51331 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51331 can be compared directly against any other ZIP in Dickinson County, Iowa or nationwide. Sparse data for 51331 shows as blanks, never estimates, and the score updates on every fresh public filing.

51331's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 51331 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.