ZIP 51347 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51347 (Dickinson County, Iowa) at a low 28/100 for overall property distress. Structurally it carries 65/100, against 7/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (65/100), institutional ownership (47/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100).

The market reads peak — home values rose 2.7% year on year, and 38% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 89% of homes, renters 11%. The ZIP holds roughly 740 housing units. The typical home is worth about $201,600 (2.2× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 1,524 with a median age of 41. Median household income is $81,736, near the U.S. median near $78,000. The vacancy rate is 16.1% — elevated. 4.5% of residents fall below the poverty threshold. Around 31% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher.

Taken together, 51347 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 51347 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 51347's 28/100 can be lined up against any neighbor in Dickinson County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 51347 shows blanks, not estimates, wherever the record is sparse.

51347's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 51347 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.