ZIP 51354 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 51354 (Osceola County, Iowa) lands at 19/100 — low on DLRadar's public-record scoring. Latent structural risk is 43/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100). Leading the profile are institutional ownership (70/100), structural risk (43/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (26/100) register low.

The peak-phase market in 51354 posted values that rose 2.5% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $115,400, an affordability ratio of 1.8× — accessible. There are about 508 housing units across 51354. About 1,034 people live here, median age 50. Owners hold 85% of homes, renters 15%. Roughly 7.6% live below the poverty line. The vacancy rate is 11.2% — elevated. Around 60% of renters are cost-burdened. On demographic stress specifically, 51354 scores 28/100. Median household income is $70,625, near the U.S. median near $78,000. Educational attainment sits at 7% bachelor's-or-above.

Net-net, 51354 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 51354 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51354 can be compared directly against any other ZIP in Osceola County, Iowa or nationwide. 51354 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 51354 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 51354 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.