ZIP 51354 Foreclosure, Tax-Lien & Distress Report
Osceola County, Iowa · Affordable market
Composite property distress in 51354 (Osceola County, Iowa) lands at 21/100 — low on DLRadar's distress scoring. Latent structural risk is 48/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100). Leading the profile are construction/permit lag (67/100), institutional ownership (63/100), structural risk (48/100). By contrast, mortgage stress (26/100) register low.
The peak-phase market in 51354 posted values that rose 2.5% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $115,400, an affordability ratio of 1.8× — accessible. There are about 508 housing units across 51354. About 1,034 people live here, median age 50. Owners hold 85% of homes, renters 15%. Roughly 7.6% live below the poverty line. The vacancy rate is 11.2% — elevated. Around 60% of renters are cost-burdened. On demographic stress specifically, 51354 scores 28/100. Median household income is $70,625, near the U.S. median near $78,000. Educational attainment sits at 7% bachelor's-or-above.
Net-net, 51354 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 51354 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51354 can be compared directly against any other ZIP in Osceola County, Iowa or nationwide. 51354 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 51354 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 51354 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 51354 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 51354 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Osceola County ZIPs near 51354
Nearest ZIP codes to 51354
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Osceola County, Iowa.
Open the complete 51354 acquisition file
See who owns each distressed property in 51354, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology