ZIP 56187 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 56187 (Nobles County, Minnesota) lands at 28/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (64/100), institutional ownership (44/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (70/100)). Structural exposure scores 64 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 25% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $63,637 — below the roughly $78,000 national figure. Around 29% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. On demographic stress specifically, 56187 scores 30/100. 14.5% of residents fall below the poverty threshold. Vacancy runs 8.3%. There are about 5,513 housing units across 56187. 66% of housing is owner-occupied. The typical home is worth about $219,000 (3.0× income, relatively affordable). Population is roughly 15,225 with a median age of 34.

Net-net, 56187 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 56187 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 56187 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Nobles County, Minnesota and the nation. Where the public record is thin for 56187, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 56187 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 56187 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.