ZIP 56187 Property Distress & Foreclosure Data

ZIP code 56187 in Nobles County, Minnesota carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (50/100), structural risk (41/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). The latent-versus-live split is 41/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.4% year on year, and 25% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Median household income is $63,637, below the U.S. median near $78,000. Around 29% of renters are cost-burdened. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. 14.5% of residents fall below the poverty threshold. The vacancy rate is 8.3%. The ZIP holds roughly 5,513 housing units. Owners hold 66% of homes, renters 34%. Home values center near $219,000, an affordability ratio of 3.0× — accessible. About 15,225 people live here, median age 34.

Net-net, 56187 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.