ZIP 56110 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 56110 (Nobles County, Minnesota) returns a low composite of 28/100. Environmental exposure also runs high (flood (NFIP) exposure (69/100)). Latent structural risk is 64/100 while live distress already moving reads 6/100. Property-level stress concentrates in construction/permit lag (100/100), structural risk (64/100), institutional ownership (43/100). mortgage stress (19/100) stay muted.

The market reads peak — home values rose 2.7% year on year, and 69% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

At $77,625, median income runs near typical U.S. levels. Home values center near $176,400, an affordability ratio of 2.5× — accessible. The vacancy rate is 5.9%. Around 17% of renters are cost-burdened. Population is roughly 1,714 with a median age of 37. About 23% have a four-year degree. 7.8% of residents fall below the poverty threshold. There are about 684 housing units across 56110. On demographic stress specifically, 56110 scores 22/100. The tenure split is 83% owner-occupied to 17% rented.

On balance 56110 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 56110 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 56110 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 56110, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 56110 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 56110 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.