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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 56165 Foreclosure, Tax-Lien & Distress Report

Nobles County, Minnesota · Distress market

DLRadar grades ZIP 56165 (Nobles County, Minnesota) at a low 28/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (64/100), institutional ownership (43/100). mortgage stress (19/100) stay muted. Structurally it carries 64/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100).

The market reads peak — home values rose 2.7% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $100,179, above the U.S. median near $78,000. The ZIP holds roughly 148 housing units. Educational attainment sits at 10% bachelor's-or-above. Vacancy runs 5.9%. Home values center near $212,500, an affordability ratio of 2.1× — accessible. 334 residents call 56165 home, typically aged 45. Around 78% of renters are cost-burdened. The demographic-stress sub-score lands at 34/100. Roughly 18.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 80% of homes, renters 20%.

Net-net, 56165 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 56165 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 56165's 28/100 can be lined up against any neighbor in Nobles County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 56165 shows blanks, not estimates, wherever the record is sparse.

56165's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 56165 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
64/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 56165

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk48
9 further distress layers are graded for 56165

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

56165 at a glance

The live 56165 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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