ZIP 56165 Property Distress & Foreclosure Data

In Nobles County, Minnesota, ZIP 56165 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (50/100), structural risk (41/100), mortgage stress (19/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 41/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $100,179, median income runs above typical U.S. levels. The ZIP holds roughly 148 housing units. Around 10% of adults hold a bachelor's degree or higher. The vacancy rate is 5.9%. The typical home is worth about $212,500 (2.1× income, relatively affordable). 334 residents call 56165 home, typically aged 45. Around 78% of renters are cost-burdened. The demographic-stress sub-score lands at 34/100. The poverty rate is 18.4% — high, a tax-stress and distress correlate. 80% of housing is owner-occupied.

On balance, 56165 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.