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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 56168 Foreclosure, Tax-Lien & Distress Report

Nobles County, Minnesota · Affordable market

Nobles County, Minnesota's ZIP 56168 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). Its standout signals are construction/permit lag (100/100), structural risk (64/100), institutional ownership (43/100). By contrast, mortgage stress (19/100) register low. Latent structural risk is 64/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.6%. The ZIP holds roughly 356 housing units. Rent burden reaches 64% of tenant households. Around 15% of adults hold a bachelor's degree or higher. The tenure split is 85% owner-occupied to 15% rented. Households earn a median $65,417 — below the roughly $78,000 national figure. 833 residents call 56168 home, typically aged 37. On demographic stress specifically, 56168 scores 31/100. A median home runs $174,500 here, or 2.5 times local income. Roughly 10.7% live below the poverty line.

Net-net, 56168 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 56168 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 56168 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Nobles County, Minnesota and the nation. Where the public record is thin for 56168, the field stays empty rather than modeled, and fills in as new documents post.

Behind 56168's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 56168 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
64/100
Structural risk
6/100
Distress activity

What is driving ZIP 56168’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk48
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 56168 distress snapshot

Current distress, phase, housing and lender-pressure figures for 56168, drawn from the same report attached to each property.

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Adjacent Nobles County ZIP reports

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