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ZIP 56146 Foreclosure, Tax-Lien & Distress Report

Rock County, Minnesota · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 56146 in Rock County, Minnesota comes in at 17, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (37/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (13/100). The split runs 37/100 structural to 4/100 active on the ground.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 71% owner-occupied to 29% rented. Households earn a median $43,500 — below the roughly $78,000 national figure. The vacancy rate is 12.5% — elevated. DLRadar's demographic-stress index for the area reads 45/100. Home values center near $206,300. Rent burden reaches 0% of tenant households. About 48 people live here, median age 43. There are about 26 housing units across 56146. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 0% bachelor's-or-above.

Taken together, 56146 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 56146 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 56146's 17/100 can be lined up against any neighbor in Rock County, Minnesota or any ZIP coast to coast. 56146 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 56146's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 56146 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
37/100
Structural risk
4/100
Distress activity

ZIP 56146 distress signals, scored

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk15
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 56146 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 56146, the same set carried on every parcel.

Loading ZIP 56146 stress data…

Adjacent Rock County ZIP reports

Nearest ZIP codes to 56146

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 56146

More ZIP, county and state distress intelligence connected to Rock County, Minnesota.

Open the complete 56146 acquisition file

Pull every distressed parcel in 56146 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Deterministic scoring, sourced entirely from public data · methodology

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