ZIP 56146 Property Distress & Foreclosure Data

ZIP code 56146 in Rock County, Minnesota carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 24/100 against active distress of 4/100. What sets it apart are the readings on institutional ownership (35/100), construction/permit lag (26/100), structural risk (24/100). On the quiet end sit structural risk (24/100) and mortgage stress (13/100). Environmental exposure also runs high (FEMA disaster exposure (64/100)).

The neutral-phase market in 56146 posted values that rose 3.5% over the year, at 21/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 71% owner-occupied to 29% rented. Households earn a median $43,500 — below the roughly $78,000 national figure. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 56146 scores 21/100. A median home runs $206,300 here. Rent burden reaches 0% of tenant households. Population is roughly 48 with a median age of 43. There are about 26 housing units across 56146. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. About 0% have a four-year degree.

On the whole, 56146 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.