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Rock County, MN: Foreclosures, Tax Liens & Distressed Properties

Rock County, MN, Minnesota: 13 ZIP codes scored, Rock County, MN averaging 20/100 (low, Rock, MN), from 17 to 27. Rock County, MN is in its peak phase (Rock, MN confidence 15/100): Rock, MN home prices up 2.5% (Rock, MN) over twelve months. Rock County, MN lender headwind: 60/100.

Highest-scoring Rock County, MN ZIPs: 57030 (27/100), 57068 (27/100), 56129 (23/100), 56147 (22/100), 56158 (20/100), 56128 (18/100). Also scored in Rock County, MN: 56116, 56134, 56138, 56144, 56146, 56156, 56173.

Across Rock County, MN's scored ZIPs: median home value $197,346, household income $75,884, 7.7% vacancy, 10.1% poverty, 80% owner-occupied, median age 42.9.

Rock County, MN insurance distress 27/100 (#1,758 in the US); FEMA hazard 52/100 for Rock, MN; 2 federal disaster declarations in Rock County, MN since 2023 (2 flood); Rock, MN construction distress 83/100.

4 banks with 6 branches lend in Rock County, MN; Rock, MN weighted bank stress 62/100, highest 71/100 in Rock, MN.

Rock County, MN unemployment 3.7% (Rock, MN -0.4 pts, six months); 55 new housing units permitted in Rock County, MN over twelve months, Rock, MN down 32% from 81; Rock, MN home prices +8.6% a year (Rock, MN) over three years.

4,256 housing units in Rock County, MN; 951 Rock, MN renter households; 40% of Rock, MN renters spend 30%+ of income on rent, 15% (Rock, MN) half or more.

Rock County, MN ranks #2,279 nationally on the opportunity index (Rock, MN, among all ranked counties); Rock, MN scores 26.8/100 and Rock, MN sits #39 inside Minnesota. Rock, MN is in the weak opportunity phase; Rock, MN's primary driver is construction, Rock, MN second driver bank institutional; Rock, MN moved down 447 places. 2 short-sale listings across Rock, MN; 100 days on market observed in Rock, MN; 6.6% vacancy over 13 Rock, MN ZIPs.

No CFPB county sample covers Rock County, MN. The metro area reading for Rock, MN (Sioux Falls, SD-MN): 0.8% ninety-plus days late; Rock, MN's thirty-to-eighty-nine share is 1.9% (Rock, MN, December 2025 data); Minnesota overall 0.6%.

Rock County, MN has 2 watched banks; 2 Rock, MN banks sit in an elevated band. Rock, MN footprints: Minnwest Bank (2 branches, stress 62) in Rock, MN; First Farmers&Merchants Nb (1 branch, stress 62) in Rock, MN.

HUD lists 1 assisted multifamily property in Rock County, MN with 54 units; 54 Rock, MN units are assisted, 1 Rock, MN properties under project-based Section 8.

221 of the 4,256 housing units in Rock, MN sit vacant. Rock County, MN permitted 35 multifamily units in twelve months; Rock, MN's one-to-four unit structures added 20 units in Rock County, MN.

Peak
Market phase
2.5%
Rock, MN HPI YoY
-0.1%
Drawdown
15
Rock confidence

Highest-distress Rock County ZIP codes

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