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Rock County, MN: Foreclosures, Tax Liens & Distressed Properties

Rock County, Minnesota is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. ZIP-level distress ranges from 30/100 at the top down to 15/100. On bank and credit headwind, Rock County scores 60/100. The county spans 13 scored ZIP codes, averaging 19/100 composite distress.

In its peak phase, Rock County home prices rose 2.5% across the last year, a 15/100-confidence read. At this stage of the cycle, the average masks the outliers leaving the wins in individual deals.

At +2.5% YoY and 15/100 confidence, the wins are surgical well beyond the county average. Mid-range bank stress at 60/100 means a blend the ZIP scores sort out.

Top distress by ZIP runs 57068 (30/100), 57030 (29/100), 56129 (23/100), 56147 (22/100), 56158 (19/100), 56128 (17/100), listed with every scored ZIP below. Further scored ZIPs: 56144, 56116, 56134, 56138, 56146, 56156, 56173.

Underneath the scores, Rock County's scored ZIPs come in at median home values around $197,346 (below the national figure), household income averaging about $75,884, roughly at the national median, an owner-occupied share of 80%, 10.1% of households below the poverty line, a median age of 42.9, vacancy near 7.7%. Read together, they signal which owners come under strain and how quickly stock clears.

All in at 19/100 over 13 ZIPs, the opportunity hides below the average where the ZIP scores point. Inside DLRadar, each Rock County property carries owner, address and APN, its own score, the lender behind it and an exit read.

The distress read for Rock County, Minnesota is refreshed as new public records post and uses the same methodology coast to coast, so Rock County stays directly comparable to any other market you track.

In Rock County, Minnesota, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. The Rock County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in Rock County are 57068 (30/100), 57030 (29/100), 56129 (23/100), 56147 (22/100), 56158 (19/100), 56128 (17/100). DLRadar also scores 56144, 56116, 56134, 56138, 56146, 56156, 56173 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Rock County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.

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Peak
Market phase
2.5%
HPI YoY
-0.1%
Drawdown
15
Confidence
Live sampleSample: distressed properties in Rock County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
57068MN30
57030MN29
56129MN23
56147MN22
56158MN19
56128MN17
56144MN16
56116MN15
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Highest-distress Rock County ZIP codes

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Owner, mailing address, APN and a per-parcel distress score for each Rock County property — plus capital sources and a closing network.

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This layer is where a deal starts. DLRadar takes it from there - verifying the signal, naming the owner and lienholder, sourcing the funding and lining up title.

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STEP 1
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STEP 2
Keep the defensible ones
STEP 3
Assemble the file
STEP 4
Route to capital
Deterministic formulas, not estimates Every score traces to a public record No black-box AI 12+ deterministic scoring engines

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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.

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