ZIP 56116 Property Distress & Foreclosure Data

DLRadar grades ZIP 56116 (Rock County, Minnesota) at a minimal 12/100 for overall property distress. Property-level stress concentrates in institutional ownership (35/100), construction/permit lag (26/100), structural risk (24/100). On the quiet end sit structural risk (24/100) and mortgage stress (13/100). Environmental exposure also runs high (FEMA disaster exposure (64/100)). On the structural side it scores 24/100, with 4/100 of stress already active.

The neutral-phase market in 56116 posted values that rose 3.5% over the year (phase confidence 21/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 234 housing units. Roughly 9.4% live below the poverty line. The vacancy rate is 8.3%. About 28% have a four-year degree. Around 18% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. Population is roughly 575 with a median age of 37. On demographic stress specifically, 56116 scores 23/100. Households earn a median $85,000 — near the roughly $78,000 national figure. A median home runs $220,800 here, or 2.6 times local income.

Broadly, 56116 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.