ZIP 56116 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 56116 (Rock County, Minnesota) at a low 15/100 for overall property distress. On the structural side it scores 35/100, with 4/100 of stress already active. Property-level stress concentrates in construction/permit lag (78/100), structural risk (35/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (13/100).

The market reads peak — home values rose 2.5% year on year, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 234 housing units across 56116. The poverty rate is 9.4%. The vacancy rate is 8.3%. About 28% have a four-year degree. Around 18% of renters are cost-burdened. 85% of housing is owner-occupied. 575 residents call 56116 home, typically aged 37. DLRadar's demographic-stress index for the area reads 23/100. At $85,000, median income runs near typical U.S. levels. A median home runs $220,800 here, or 2.6 times local income.

On balance, 56116 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 56116 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 56116 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Rock County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 56116 shows blanks, not estimates, wherever the record is sparse.

Each component behind 56116 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. Practically, 56116 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.