ZIP 51242 Foreclosure, Tax-Lien & Distress Report

Lyon County, Iowa's ZIP 51242 registers 22/100 composite distress, which DLRadar reads as low. On the structural side it scores 51/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (57/100), structural risk (51/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100).

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 132 housing units. On demographic stress specifically, 51242 scores 22/100. The poverty rate is 2.0% — low. The vacancy rate is 15.0% — elevated. Owners hold 85% of homes, renters 15%. A median home runs $190,900 here, or 2.1 times local income. Median household income is $86,406, near the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. Population is roughly 346 with a median age of 38.

On the whole, 51242 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 51242 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 51242 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Lyon County, Iowa and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 51242 shows blanks, not estimates, wherever the record is sparse.

51242's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 51242 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.