ZIP 51240 Property Distress & Foreclosure Data

ZIP code 51240 in Lyon County, Iowa carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 5/100. What sets it apart are the readings on structural risk (49/100), institutional ownership (48/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100).

The market reads expansion — home values rose 5.4% year on year, and 46% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,842 people live here, median age 35. There are about 673 housing units across 51240. Vacancy runs 6.3%. The tenure split is 87% owner-occupied to 13% rented. About 18% have a four-year degree. Households earn a median $80,948 — near the roughly $78,000 national figure. Rent burden reaches 35% of tenant households. On demographic stress specifically, 51240 scores 24/100. A median home runs $232,600 here, or 2.4 times local income. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas.

Overall 51240 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.