ZIP 57032 Property Distress & Foreclosure Data

ZIP code 57032 in Lincoln County, South Dakota carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (67/100), construction/permit lag (64/100), institutional ownership (52/100). mortgage stress (19/100) stay muted. On the structural side it scores 67/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (72/100).

Prices here sit in a neutral phase: values rose 3.5% over the trailing year, and 10% higher over three years (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 1.6% — low. The demographic-stress sub-score lands at 22/100. Around 22% of renters are cost-burdened. Around 38% of adults hold a bachelor's degree or higher. At $107,241, median income runs above typical U.S. levels. The vacancy rate is 5.5%. 82% of housing is owner-occupied. The typical home is worth about $330,400 (2.8× income, relatively affordable). 9,558 residents call 57032 home, typically aged 31. The ZIP holds roughly 3,729 housing units.

Overall, 57032 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.