ZIP 57039 Foreclosure, Tax-Lien & Distress Report
Lincoln County, South Dakota · Distress market
ZIP 57039's composite property-distress score is 22/100 - DLRadar classes that as low for Lincoln County, South Dakota. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (69/100)). Its heaviest discrete signals: structural risk (49/100), institutional ownership (48/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 49/100 structural and 6/100 already moving.
Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 17% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 1,470 housing units. Owners hold 79% of homes, renters 21%. Vacancy runs 3.0%. At $79,209, median income runs near typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $290,400 here, or 3.1 times local income. DLRadar's demographic-stress index for the area reads 27/100. 3,875 residents call 57039 home, typically aged 41. Around 36% of renters are cost-burdened.
Broadly, 57039 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 57039 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 57039 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Lincoln County, South Dakota and the nation. Sparse data for 57039 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 57039 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 57039 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 57039
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
57039 at a glance
57039 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Open the complete 57039 acquisition file
See who owns each distressed property in 57039, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology