ZIP 57039 Property Distress & Foreclosure Data

DLRadar grades ZIP 57039 (Lincoln County, South Dakota) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (69/100). Property-level stress concentrates in structural risk (66/100), construction/permit lag (64/100), institutional ownership (52/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 66 and live distress 6 on the 0–100 scale.

The market reads neutral — home values rose 3.5% year on year, and 17% higher over three years, at 21/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,470 housing units across 57039. Owners hold 79% of homes, renters 21%. Vacancy runs 3.0%. Median household income is $79,209, near the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. 7.0% of residents fall below the poverty threshold. Home values center near $290,400, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 27/100. About 3,875 people live here, median age 41. Rent burden reaches 36% of tenant households.

Net-net, 57039 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.