ZIP 57108 Foreclosure, Tax-Lien & Distress Report
Lincoln County, South Dakota · Distress market
On DLRadar's 0-100 distress scale, ZIP 57108 in Lincoln County, South Dakota comes in at 23, a low composite-distress reading. What sets it apart are the readings on structural risk (50/100), institutional ownership (48/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 50/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (72/100).
The market reads peak — home values rose 2.5% year on year, and 8% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 54% have a four-year degree. There are about 14,643 housing units across 57108. Households earn a median $96,184 — above the roughly $78,000 national figure. The vacancy rate is 1.4%. The demographic-stress sub-score lands at 27/100. About 32,888 people live here, median age 37. Around 28% of renters are cost-burdened. Owners hold 63% of homes, renters 37%. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $413,600 here, or 4.2 times local income.
On balance, 57108 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 57108's 23/100 can be lined up against any neighbor in Lincoln County, South Dakota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 57108, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 23/100 for 57108 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 57108 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 57108
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 57108 by the numbers
The live 57108 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Lincoln County
Nearest ZIP codes to 57108
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Lincoln County, South Dakota
Further distress data across Lincoln County, South Dakota at ZIP, county and state level.
Unlock parcel-level detail for ZIP 57108
The full 57108 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology