ZIP 57108 Property Distress & Foreclosure Data

Lincoln County, South Dakota's ZIP 57108 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (67/100), construction/permit lag (64/100), institutional ownership (52/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 67/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (72/100).

The market reads neutral — home values rose 3.5% year on year, and 8% higher over three years (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 54% bachelor's-or-above. The ZIP holds roughly 14,643 housing units. Median household income is $96,184, above the U.S. median near $78,000. The vacancy rate is 1.4%. DLRadar's demographic-stress index for the area reads 27/100. About 32,888 people live here, median age 37. Around 28% of renters are cost-burdened. Owners hold 63% of homes, renters 37%. 6.7% of residents fall below the poverty threshold. Home values center near $413,600, an affordability ratio of 4.2×.

Net-net, 57108 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.