ZIP 57013 Foreclosure, Tax-Lien & Distress Report

ZIP code 57013 in Lincoln County, South Dakota carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (72/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are structural risk (55/100), institutional ownership (50/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (13/100) stay muted. On the structural side it scores 55/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 12% higher over three years, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,096 housing units. On demographic stress specifically, 57013 scores 25/100. Home values center near $226,000, an affordability ratio of 2.9× — accessible. 75% of housing is owner-occupied. About 20% have a four-year degree. The poverty rate is 6.5% — low. The vacancy rate is 8.9%. Households earn a median $77,813 — near the roughly $78,000 national figure. About 4,378 people live here, median age 45. Rent burden reaches 21% of tenant households.

Net-net, 57013 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 57013 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 57013 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 57013 can be compared directly against any other ZIP in Lincoln County, South Dakota or nationwide. Nothing here is interpolated — where a source is thin for 57013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 57013 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 57013 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.