Lincoln County, SD: Foreclosures, Tax Liens & Distressed Properties

For Lincoln County, South Dakota, DLRadar turns county and parcel public records into a single distress score per ZIP. The county's ZIP scores run from 21 up to 30/100. County-level credit and bank headwind reads 57/100. 12 ZIP codes are tracked county-wide, averaging 25/100 distress.

In its peak phase, Lincoln County home prices rose 2.5% across the last year, at 15/100 phase confidence. This late in the run, the opportunity narrows as the ZIP scores below show.

At +2.5% YoY and 15/100 confidence, the wins are surgical well beyond the county average. A mid-cycle 57/100 lender reading means mixed owner- and bank-driven distress.

Leading Lincoln County on distress: 57106 (30/100), 57013 (25/100), 57027 (25/100), 57032 (25/100), 57039 (25/100), 57077 (25/100). Coverage extends to 57108, 57034, 57064, 57001, 57004, 57014 among others.

On the housing-and-income side, the Lincoln County ZIPs on file come in at typical home values near $263,567, 7.3% of households below the poverty line, 79% owner-occupancy, residents with a median age around 41, 4.2% of units sitting vacant, incomes around $86,969. Numbers like these signal how much distress reaches the market and how fast it moves.

Net of it all, 25/100 over 12 ZIPs means distress here is parcel-specific rather than a blanket buy. Inside DLRadar, each Lincoln County property carries owner, address and APN, a distress score and bank-exposure read.

The distress read for Lincoln County, South Dakota is refreshed as new public records post and uses the same methodology coast to coast, so Lincoln County stays directly comparable to any other market you track.

Lincoln County, South Dakota is best worked from the top of the score down; blanket outreach across Lincoln County dilutes effort that the ZIP-level numbers would have focused. All Lincoln County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Lincoln County's highest-scoring ZIPs are 57106 (30/100), 57013 (25/100), 57027 (25/100), 57032 (25/100), 57039 (25/100), 57077 (25/100). DLRadar also scores 57108, 57034, 57064, 57001, 57004, 57014 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Lincoln County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.