Lincoln County, SD: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, SD, South Dakota: 12 ZIP codes scored, Lincoln County, SD averaging 23/100 (low, Lincoln, SD), from 18 to 28. Lincoln County, SD is in its peak phase (Lincoln, SD confidence 15/100): Lincoln, SD home prices up 2.5% (Lincoln, SD) over twelve months. Lincoln County, SD lender headwind: 57/100.

Highest-scoring Lincoln County, SD ZIPs: 57001 (28/100), 57106 (27/100), 57004 (23/100), 57013 (23/100), 57027 (23/100), 57032 (23/100). Also scored in Lincoln County, SD: 57034, 57077, 57108, 57039, 57064, 57014.

Across Lincoln County, SD's scored ZIPs: median home value $263,567, household income $86,969, 4.2% vacancy, 7.3% poverty, 79% owner-occupied, median age 41.0.

Lincoln County, SD insurance distress 67/100 (#720 in the US); FEMA hazard 52/100 for Lincoln, SD; 2 federal disaster declarations in Lincoln County, SD since 2023 (2 flood); 9 Lincoln, SD NFIP flood claims, $662K paid; Lincoln, SD construction distress 5/100.

26 banks with 38 branches lend in Lincoln County, SD; Lincoln, SD weighted bank stress 63/100, highest 87/100 in Lincoln, SD.

Lincoln County, SD unemployment 2.0% (Lincoln, SD -0.4 pts, six months); 391 new housing units permitted in Lincoln County, SD over twelve months, Lincoln, SD up 53% from 256; Lincoln, SD home prices +8.3% a year (Lincoln, SD) over three years.

28,710 housing units in Lincoln County, SD; 7,465 Lincoln, SD renter households; 36% of Lincoln, SD renters spend 30%+ of income on rent, 14% (Lincoln, SD) half or more.

Lincoln County, SD ranks #2,748 nationally on the opportunity index (Lincoln, SD, among all ranked counties); Lincoln, SD scores 24.7/100 and Lincoln, SD sits #56 inside South Dakota. Lincoln, SD is in the weak opportunity phase; Lincoln, SD's primary driver is bank institutional, Lincoln, SD second driver listings discount; Lincoln, SD moved up 326 places. 74 short-sale listings across Lincoln, SD; 44 days on market observed in Lincoln, SD; 3.0% vacancy over 12 Lincoln, SD ZIPs.

No CFPB county sample covers Lincoln County, SD. The metro area reading for Lincoln, SD (Sioux Falls, SD-MN): 0.8% ninety-plus days late; Lincoln, SD's thirty-to-eighty-nine share is 1.9% (Lincoln, SD, December 2025 data); South Dakota overall 0.6%.

Lincoln County, SD has 18 watched banks; 18 Lincoln, SD banks sit in an elevated band. Lincoln, SD footprints: First Nb In Sioux Falls (4 branches, stress 70) in Lincoln, SD; American Bank&Trust (3 branches, stress 60) in Lincoln, SD; Sunrise Banks National Assn (2 branches, stress 86) in Lincoln, SD.

HUD lists 2 assisted multifamily properties in Lincoln County, SD with 325 units.

831 of the 28,710 housing units in Lincoln, SD sit vacant. Lincoln County, SD permitted 107 multifamily units in twelve months; Lincoln, SD's one-to-four unit structures added 284 units in Lincoln County, SD.