ZIP 57004 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 57004 in Lincoln County, South Dakota comes in at 23, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), FEMA disaster exposure (71/100). Property-level stress concentrates in structural risk (50/100), institutional ownership (48/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (18/100) stay muted. Structural exposure scores 50 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 1.3% year on year, and 24% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,900 with a median age of 41. At $81,364, median income runs near typical U.S. levels. A median home runs $264,100 here, or 3.0 times local income. The tenure split is 83% owner-occupied to 17% rented. The demographic-stress sub-score lands at 24/100. Rent burden reaches 23% of tenant households. The vacancy rate is 7.4%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,631 housing units. About 26% have a four-year degree.

Net-net, 57004 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 57004 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Lincoln County, South Dakota and the nation. Sparse data for 57004 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 57004 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 57004 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.