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ZIP 57073 Foreclosure, Tax-Lien & Distress Report

Clay County, South Dakota · High Vacancy market

In Clay County, South Dakota, ZIP 57073 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (71/100)). Its standout signals are construction/permit lag (71/100), structural risk (51/100), institutional ownership (43/100). By contrast, mortgage stress (18/100) register low. On the structural side it scores 51/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 516 people live here, median age 50. 83% of housing is owner-occupied. Around 29% of renters are cost-burdened. About 32% have a four-year degree. The typical home is worth about $116,200 (1.6× income, relatively affordable). DLRadar's demographic-stress index for the area reads 22/100. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 10.3%. The ZIP holds roughly 242 housing units. At $70,893, median income runs near typical U.S. levels.

Taken together, 57073 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 57073 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 57073 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 57073 stays directly comparable to neighboring ZIPs and the rest of Clay County, South Dakota. Sparse data for 57073 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 57073 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 57073 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
51/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 57073

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk31
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 57073 by the numbers

57073 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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