ZIP 57069 Foreclosure, Tax-Lien & Distress Report

ZIP code 57069 in Clay County, South Dakota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (72/100), structural risk (51/100), institutional ownership (42/100). On the quiet end sit mortgage stress (18/100). On the structural side it scores 51/100, with 5/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (71/100).

The peak-phase market in 57069 posted values that rose 1.7% over the year, and 17% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 34/100. Around 38% of renters are cost-burdened. Around 50% of adults hold a bachelor's degree or higher. Median household income is $54,720, below the U.S. median near $78,000. Owners hold 47% of homes, renters 53%. The ZIP holds roughly 5,432 housing units. Vacancy runs 10.4%. The typical home is worth about $231,200 (4.1× income). About 12,937 people live here, median age 24.

On the whole, 57069 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 57069 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 57069 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 57069, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 figure for 57069 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 57069 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.