ZIP 57064 Foreclosure, Tax-Lien & Distress Report

ZIP code 57064 in Lincoln County, South Dakota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 54 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100), climate & FEMA risk (66/100)). Its heaviest discrete signals: structural risk (54/100), institutional ownership (50/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (14/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 11% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

7,619 residents call 57064 home, typically aged 32. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.9%. The ZIP holds roughly 2,830 housing units. The tenure split is 82% owner-occupied to 18% rented. At $104,351, median income runs above typical U.S. levels. Home values center near $365,800, an affordability ratio of 3.2× — accessible. Rent burden reaches 12% of tenant households. The demographic-stress sub-score lands at 22/100. Around 39% of adults hold a bachelor's degree or higher.

Broadly, 57064 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 57064's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 57064, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 57064 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 57064 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.