ZIP 51237 Foreclosure, Tax-Lien & Distress Report
Lyon County, Iowa · Affordable market
DLRadar grades ZIP 51237 (Lyon County, Iowa) at a low 22/100 for overall property distress. On the structural side it scores 51/100, with 6/100 of stress already active. Its heaviest discrete signals: construction/permit lag (57/100), structural risk (51/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100).
Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 66% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 5.3%. Households earn a median $62,727 — below the roughly $78,000 national figure. 85% of housing is owner-occupied. Around 39% of renters are cost-burdened. Population is roughly 1,577 with a median age of 49. The demographic-stress sub-score lands at 24/100. A median home runs $159,500 here, or 2.1 times local income. There are about 722 housing units across 51237. 6.9% of residents fall below the poverty threshold. Educational attainment sits at 21% bachelor's-or-above.
On balance 51237 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 51237 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 51237's 22/100 can be lined up against any neighbor in Lyon County, Iowa or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 51237, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 22/100 figure for 51237 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 51237 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 51237
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 51237 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 51237, the same set carried on every parcel.
Other Lyon County ZIP codes
Keep exploring Iowa distress
Further distress data across Lyon County, Iowa at ZIP, county and state level.
Unlock parcel-level detail for ZIP 51237
The full 51237 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology