ZIP 51230 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 51230 in Lyon County, Iowa comes in at 23, a low composite-distress reading. The pressure is most legible in construction/permit lag (76/100), structural risk (53/100), institutional ownership (43/100). mortgage stress (18/100) stay muted. Structurally it carries 53/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100).

The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $190,800 (2.4× income, relatively affordable). There are about 207 housing units across 51230. On demographic stress specifically, 51230 scores 32/100. About 20% have a four-year degree. Median household income is $77,750, near the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 7.4%. About 517 people live here, median age 48.

On balance 51230 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 51230 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 51230 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 51230 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 51230's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 51230 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.