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ZIP 51230 Foreclosure, Tax-Lien & Distress Report

Lyon County, Iowa · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 51230 in Lyon County, Iowa comes in at 22, a low composite-distress reading. The pressure is most legible in construction/permit lag (57/100), structural risk (51/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. Structurally it carries 51/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100).

The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $190,800 (2.4× income, relatively affordable). There are about 207 housing units across 51230. On demographic stress specifically, 51230 scores 20/100. About 20% have a four-year degree. Median household income is $77,750, near the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 7.4%. About 517 people live here, median age 48.

On balance 51230 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 51230 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 51230 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 51230 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 51230's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 51230 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

22/100
Composite stress
51/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 51230

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk29
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 51230 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 51230, the same set carried on every parcel.

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Nearby ZIPs in Lyon County

Explore related distress reports

Keep going: ZIP, county and state distress coverage for Lyon County, Iowa.

Get the full acquisition report for 51230

Every distressed parcel in 51230 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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