ZIP 51235 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 51235 (Lyon County, Iowa) returns a low composite of 21/100. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100). What sets it apart are the readings on institutional ownership (48/100), structural risk (48/100), construction/permit lag (46/100). mortgage stress (18/100) stay muted. Structural risk reads 48/100 against active distress of 6/100.

The market reads peak — home values rose 2.5% year on year, and 20% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 0.0%. A median home runs $240,700 here, or 4.0 times local income. Roughly 15.4% live below the poverty line. Rent burden reaches 13% of tenant households. About 1,152 people live here, median age 29. There are about 411 housing units across 51235. 83% of housing is owner-occupied. Median household income is $63,194, below the U.S. median near $78,000. The demographic-stress sub-score lands at 29/100. Around 8% of adults hold a bachelor's degree or higher.

On balance 51235 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 51235 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 51235 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Lyon County, Iowa and the nation. Where the public record is thin for 51235, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 51235 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 51235 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.