Lyon County, IA: Foreclosures, Tax Liens & Distressed Properties

Lyon County, IA, Iowa: 12 ZIP codes scored, Lyon County, IA averaging 22/100 (low, Lyon, IA), from 19 to 23. Lyon County, IA is in its peak phase (Lyon, IA confidence 28/100): Lyon, IA home prices up 2.5% (Lyon, IA) over twelve months. Lyon County, IA lender headwind: 69/100.

Highest-scoring Lyon County, IA ZIPs: 51230 (23/100), 51237 (23/100), 51241 (23/100), 51242 (23/100), 51246 (23/100), 51232 (22/100). Also scored in Lyon County, IA: 51235, 51243, 51247, 51239, 51240, 51201.

Across Lyon County, IA's scored ZIPs: median home value $203,325, household income $74,241, 7.3% vacancy, 6.0% poverty, 84% owner-occupied, median age 39.9.

Lyon County, IA insurance distress 58/100 (#941 in the US); FEMA hazard 40/100 for Lyon, IA; 2 federal disaster declarations in Lyon County, IA since 2023; 13 Lyon, IA NFIP flood claims, $421K paid; Lyon, IA construction distress 69/100.

6 banks with 11 branches lend in Lyon County, IA; Lyon, IA weighted bank stress 68/100, highest 92/100 in Lyon, IA.

Lyon County, IA unemployment 2.2% (Lyon, IA -0.8 pts, six months); 35 new housing units permitted in Lyon County, IA over twelve months, Lyon, IA down 26% from 47; Lyon, IA home prices +12.5% a year (Lyon, IA) over three years.

4,870 housing units in Lyon County, IA; 740 Lyon, IA renter households; 23% of Lyon, IA renters spend 30%+ of income on rent, 9% (Lyon, IA) half or more.

Lyon County, IA ranks #1,768 nationally on the opportunity index (Lyon, IA, among all ranked counties); Lyon, IA scores 28.5/100 and Lyon, IA sits #30 inside Iowa. Lyon, IA is in the early_signal opportunity phase; Lyon, IA's primary driver is construction, Lyon, IA second driver bank institutional; Lyon, IA moved down 486 places. 8.8% vacancy over 12 Lyon, IA ZIPs.

No CFPB county sample covers Lyon County, IA. The non-metro area reading for Lyon, IA: 0.7% ninety-plus days late; Lyon, IA's thirty-to-eighty-nine share is 2.1% (Lyon, IA, December 2025 data); Iowa overall 0.9%.

Lyon County, IA has 3 watched banks; 3 Lyon, IA banks sit in an elevated band. Lyon, IA footprints: Premier Bank (2 branches, stress 44) in Lyon, IA; American State Bank (1 branch, stress 57) in Lyon, IA; Peoples Bank (1 branch, stress 45) in Lyon, IA.

391 of the 4,870 housing units in Lyon, IA sit vacant. Lyon County, IA permitted 3 multifamily units in twelve months; Lyon, IA's one-to-four unit structures added 32 units in Lyon County, IA.