Lyon County, IA: Home-Insurance Distress & Forced-Sale Pressure
Lyon County, IA: 58/100 (elevated) home-insurance distress; Lyon, IA band MEDIUM; Lyon, IA #941 of 3,222 counties; Lyon, IA #13 of 99 in Iowa.
FEMA hazard, Lyon, IA: 40/100; Lyon, IA declarations, three years: 2; Lyon, IA perils: 2 severe-storm; Lyon, IA five-year count 3 (severity 4.5); Lyon, IA ten-year 3; hazard-weighted, Lyon, IA: 2.0.
Declared incidents on the Lyon, IA record: 2024 Severe Storm 3 (Lyon, IA).
NFIP claims, Lyon, IA, three years: 13; Lyon, IA payouts $421,431; per Lyon, IA claim $32,418; Lyon, IA claim-stress 84/100.
Lyon, IA monthly score fell, 68 (March 2026) to 61 (October 2026); Lyon, IA by month: March 68, April 68, May 66, June 66 (Lyon, IA), July 64, August 63, September 62, October 61.
Lyon, IA components: climate 46, NFIP claims 84; Lyon, IA retreat index 61.
Construction distress, Lyon, IA: 69/100 as of August 2026 (Lyon, IA: 79/100 one-to-four unit, 0/100 multifamily).
Lyon, IA ZIPs, June 2026 (Lyon, IA, 12 highest): score 0 (Lyon, IA), climate 61 (Lyon, IA): 51247; score 0 (Lyon, IA), climate 60 (Lyon, IA): 51239; score 0 (Lyon, IA), climate 45 (Lyon, IA): 51201; score 0 (Lyon, IA), climate 34 (Lyon, IA): 51240; score 0 (Lyon, IA), climate 30 (Lyon, IA): 51235; score 0 (Lyon, IA), climate 29 (Lyon, IA): 51230, 51237, 51241, 51242, Lyon, IA 51246; score 0 (Lyon, IA), climate 27 (Lyon, IA): 51243; score 0 (Lyon, IA), climate 19 (Lyon, IA): 51232.
DLRadar rescores Lyon, IA monthly; Lyon, IA readings join Lyon, IA foreclosure, lien and ownership parcels (Lyon, IA), so cost-squeezed Lyon, IA owners surface before listing.
Inside Iowa, Lyon County ranks 13th of 99 counties for home-insurance distress at 58/100; Plymouth County (58/100) sits just above Lyon County, and Dallas County (57/100) sits just below Lyon County.
Deterministic. Every Lyon County, IA signal traces to a public Lyon dataset (FEMA, NFIP, Census for Lyon, IA) · how insurance distress works in Lyon, IA · methodology
FAQ: Lyon County, IA insurance distress
What is the Lyon County, IA home-insurance-distress score?
Lyon, IA: 58/100 (MEDIUM), #941 of 3,222, #13 in Iowa. FEMA hazard, Lyon, IA: 40/100; NFIP stress, Lyon, IA: 84/100; construction, Lyon, IA: 69/100; Lyon, IA rescores monthly.
Is Lyon County insurance distress getting better or worse (IA)?
Lyon, IA: 68 in March 2026; Lyon, IA: 61 in October 2026 (better); Lyon, IA climate component 46; Lyon, IA NFIP claims score 84.
How many flood-insurance claims has Lyon County, IA had?
Lyon, IA: 13 NFIP claims, three years; Lyon, IA paid $421,431; per Lyon, IA claim $32,418; carriers reprice Lyon, IA against that record.
Which Lyon County ZIP codes carry the most insurance distress (IA)?
Lyon, IA, June 2026: 51247 at 0, 51239 at 0, 51201 at 0, 51240 at 0; Lyon, IA climate scores there: 61, 60, 45, 34.
Why does Lyon, IA insurance distress create sellers?
A Lyon, IA premium outruns the Lyon, IA budget; a carrier leaves Lyon, IA; Lyon, IA carrying cost passes plan; Lyon, IA owners sell while current; Lyon, IA insurance distress leads Lyon, IA foreclosure data.