ZIP 51345 Property Distress & Foreclosure Data

In Osceola County, Iowa, ZIP 51345 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 58 and live distress 8 on the 0–100 scale. Its standout signals are construction/permit lag (85/100), institutional ownership (69/100), structural risk (58/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100).

The market reads expansion — home values rose 5.3% year on year, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 41% owner-occupied to 59% rented. A median home runs $141,700 here, or 2.5 times local income. On demographic stress specifically, 51345 scores 24/100. About 16% have a four-year degree. There are about 213 housing units across 51345. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 2% of tenant households. Households earn a median $51,938 — below the roughly $78,000 national figure. About 313 people live here, median age 59. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 51345 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.