ZIP 50515 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 50515 in Palo Alto County, Iowa comes in at 20, a low composite-distress reading. The latent-versus-live split is 47/100 structural and 6/100 already moving. The most distinctive pressure shows up in institutional ownership (49/100), structural risk (47/100), construction/permit lag (41/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100).

The peak-phase market in 50515 posted values that rose 2.5% over the year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 32.0%, above the national norm and a classic distress-and-opportunity signal. 78% of housing is owner-occupied. Rent burden reaches 12% of tenant households. 12.9% of residents fall below the poverty threshold. A median home runs $29,300 here, or 0.4 times local income. Households earn a median $60,179 — below the roughly $78,000 national figure. Population is roughly 248 with a median age of 34. DLRadar's demographic-stress index for the area reads 19/100. There are about 193 housing units across 50515. About 19% have a four-year degree.

Net-net, 50515 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 50515 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 50515 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 50515 stays directly comparable to neighboring ZIPs and the rest of Palo Alto County, Iowa. Nothing here is interpolated — where a source is thin for 50515, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

50515's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 50515 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.