ZIP 51061 Foreclosure, Tax-Lien & Distress Report

Cherokee County, Iowa's ZIP 51061 registers 15/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (70/100)). The latent-versus-live split is 33/100 structural and 5/100 already moving. The most distinctive pressure shows up in institutional ownership (41/100), structural risk (33/100), mortgage stress (18/100). structural risk (33/100) and mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $68,750, near the U.S. median near $78,000. The typical home is worth about $77,500 (1.3× income, relatively affordable). 12.1% of residents fall below the poverty threshold. The ZIP holds roughly 219 housing units. Educational attainment sits at 15% bachelor's-or-above. The demographic-stress sub-score lands at 19/100. Around 0% of renters are cost-burdened. 77% of housing is owner-occupied. The vacancy rate is 21.4% — elevated. 423 residents call 51061 home, typically aged 58.

Taken together, 51061 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 51061 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 51061 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 51061, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 15/100 for 51061 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 51061 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.