ZIP 51035 Foreclosure, Tax-Lien & Distress Report

ZIP code 51035 in Cherokee County, Iowa carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 41/100 structural and 6/100 already moving. Property-level stress concentrates in institutional ownership (52/100), structural risk (41/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (62/100).

The peak-phase market in 51035 posted values that rose 2.5% over the year, and 43% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,664 residents call 51035 home, typically aged 43. Vacancy runs 9.0%. The typical home is worth about $209,700 (2.4× income, relatively affordable). Around 42% of renters are cost-burdened. There are about 693 housing units across 51035. The demographic-stress sub-score lands at 25/100. 82% of housing is owner-occupied. About 29% have a four-year degree. Median household income is $75,673, near the U.S. median near $78,000. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas.

Overall, 51035 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 51035 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 51035 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51035 can be compared directly against any other ZIP in Cherokee County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 51035 shows blanks, not estimates, wherever the record is sparse.

51035's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 51035 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.