ZIP 51020 Foreclosure, Tax-Lien & Distress Report

Ida County, Iowa's ZIP 51020 registers 7/100 composite distress, which DLRadar reads as minimal. The pressure is most legible in structural risk (15/100), institutional ownership (11/100), construction/permit lag (9/100). On the quiet end sit construction/permit lag (9/100) and mortgage stress (6/100). Structural risk reads 15/100 against active distress of 2/100.

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $92,500 here, or 1.4 times local income. At $75,938, median income runs near typical U.S. levels. About 615 people live here, median age 33. Owners hold 67% of homes, renters 33%. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 10% of tenant households. There are about 268 housing units across 51020. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 24/100. About 11% have a four-year degree.

Net-net, 51020 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 51020 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 51020 runs through one identical public-record model, so its 7/100 sits on the same scale as every other ZIP in Ida County, Iowa and the nation. The score is rebuilt from public data as it updates, so 51020 reflects the current record instead of a stale or modeled snapshot.

Each component behind 51020 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 7/100 roll-up. Treat 51020 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.