ZIP 51431 Foreclosure, Tax-Lien & Distress Report

ZIP code 51431 in Ida County, Iowa carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (14/100), structural risk (11/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structurally it carries 11/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 473 people live here, median age 39. A median home runs $80,000 here, or 1.5 times local income. Around 12% of renters are cost-burdened. On demographic stress specifically, 51431 scores 21/100. The vacancy rate is 3.3%. At $54,333, median income runs below typical U.S. levels. The tenure split is 69% owner-occupied to 31% rented. There are about 197 housing units across 51431. Educational attainment sits at 14% bachelor's-or-above. Roughly 10.9% live below the poverty line.

Net-net, 51431 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 51431 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 51431 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51431 can be compared directly against any other ZIP in Ida County, Iowa or nationwide. The score is rebuilt from public data as it updates, so 51431 reflects the current record instead of a stale or modeled snapshot.

51431's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 51431 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.