ZIP 51445 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 51445 (Ida County, Iowa) at a minimal 3/100 for overall property distress. Structurally it carries 7/100, against 1/100 of stress already in motion. The pressure is most legible in structural risk (7/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 51445 posted values that rose 2.5% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,409 housing units across 51445. 8.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 21/100. Rent burden reaches 19% of tenant households. 82% of housing is owner-occupied. The typical home is worth about $114,800 (1.8× income, relatively affordable). At $66,250, median income runs below typical U.S. levels. The vacancy rate is 15.6% — elevated. Educational attainment sits at 20% bachelor's-or-above. About 2,464 people live here, median age 45.

Taken together, 51445 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 51445 at the moment; the composite and its components are still built from verifiable public records.

Whether 51445 runs hot or quiet, its 3/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 51445 can be compared directly against any other ZIP in Ida County, Iowa or nationwide. The score is rebuilt from public data as it updates, so 51445 reflects the current record instead of a stale or modeled snapshot.

The 3/100 figure for 51445 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 51445 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.