ZIP 51238 Foreclosure, Tax-Lien & Distress Report

In Sioux County, Iowa, ZIP 51238 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100). The split runs 44/100 structural to 5/100 active on the ground. Its heaviest discrete signals: institutional ownership (48/100), structural risk (44/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 29% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 566 housing units across 51238. The tenure split is 87% owner-occupied to 13% rented. Roughly 9.0% live below the poverty line. About 21% have a four-year degree. Rent burden reaches 12% of tenant households. Home values center near $182,500, an affordability ratio of 2.1× — accessible. The demographic-stress sub-score lands at 20/100. 1,483 residents call 51238 home, typically aged 34. Median household income is $82,634, near the U.S. median near $78,000. The vacancy rate is 1.6%.

Overall 51238 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 51238 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 51238's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 51238 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 51238's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 51238 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.