Harding County, SD: Foreclosures, Tax Liens & Distressed Properties

Harding County, SD, South Dakota: 12 ZIP codes scored, Harding County, SD averaging 5/100 (minimal, Harding, SD), from 1 to 11. Harding County, SD is in its peak phase (Harding, SD confidence 28/100): Harding, SD home prices up 2.2% (Harding, SD) over twelve months. Harding County, SD lender headwind: 50/100.

Highest-scoring Harding County, SD ZIPs: 58649 (11/100), 57649 (6/100), 57650 (6/100), 57651 (6/100), 57720 (6/100), 57755 (6/100). Also scored in Harding County, SD: 57776, 57717, 57760, 57724, 58623, 58653.

Across Harding County, SD's scored ZIPs: median home value $170,175, household income $70,888, 28.4% vacancy, 6.6% poverty, 73% owner-occupied, median age 43.2.

Harding County, SD insurance distress 0/100 (#3,037 in the US); FEMA hazard 0/100 for Harding, SD; Harding, SD construction distress 45/100.

1 bank with 1 branch lend in Harding County, SD; Harding, SD weighted bank stress 59/100.

Harding County, SD unemployment 1.4% (Harding, SD +0.1 pts, six months); 1 new housing units permitted in Harding County, SD over twelve months, Harding, SD up 0% from 1.

688 housing units in Harding County, SD; 113 Harding, SD renter households; 3% of Harding, SD renters spend 30%+ of income on rent, 0% (Harding, SD) half or more.

Harding County, SD ranks #2,522 nationally on the opportunity index (Harding, SD, among all ranked counties); Harding, SD scores 25.8/100 and Harding, SD sits #52 inside South Dakota. Harding, SD is in the weak opportunity phase; Harding, SD's primary driver is vacancy, Harding, SD second driver bank institutional; Harding, SD moved down 375 places. 8 short-sale listings across Harding, SD; 20 days on market observed in Harding, SD; 21.9% vacancy over 12 Harding, SD ZIPs.

No CFPB county sample covers Harding County, SD. The state reading for Harding, SD: 0.6% ninety-plus days late; Harding, SD's thirty-to-eighty-nine share is 2.0% (Harding, SD, December 2025 data).

Harding County, SD has 1 watched bank; 1 Harding, SD bank sits in an elevated band. Harding, SD footprints: Pioneer Bank&Trust (1 branch, stress 59) in Harding, SD.

190 of the 688 housing units in Harding, SD sit vacant. Harding County, SD permitted 0 multifamily units in twelve months; Harding, SD's one-to-four unit structures added 1 units in Harding County, SD.