Harding County, SD: Foreclosures, Tax Liens & Distressed Properties

Harding County, South Dakota is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. The county spans 12 scored ZIP codes, averaging 5/100 composite distress. The county's ZIP scores run from 1 up to 11/100. The county's lending-headwind score sits at 50/100 (moderate).

In its peak phase, Harding County home prices rose 2.2% across the last year, a 28/100-confidence read. This late in the run, blanket buying underperforms — the edge is parcel by parcel.

At +2.2% YoY and 28/100 confidence, opportunity is parcel-specific so the headline market won't hand it over. A moderate 50/100 lender headwind implies both signal sets in play here.

By composite, 58649 (11/100), 57649 (6/100), 57650 (6/100), 57651 (6/100), 57720 (6/100), 57724 (6/100) top the county — tap any ZIP to go deeper. Further scored ZIPs: 57755, 57776, 57717, 57760, 58623, 58653.

On the housing-and-income side, the ZIPs DLRadar tracks across Harding County report home values averaging roughly $170,175, below the US, a median household income near $70,888 (near the US norm), a 28.4% vacancy rate, a median age of 43.2, an owner-occupied share of 73%, poverty running near 6.6%. These fundamentals signal the supply of motivated sellers and the speed of resale.

At 5/100 composite over 12 ZIPs, Harding County rewards parcel-by-parcel work — work it parcel by parcel. Inside DLRadar, each Harding County property carries owner, APN and address, a score, the bank behind the note and how fast it should sell.

Because Harding County, South Dakota is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Harding County against neighboring markets or the rest of South Dakota on equal footing.

For anyone buying in Harding County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 11/100. Provenance for Harding County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

At the ZIP level, the sharpest readings in Harding County are 58649 (11/100), 57649 (6/100), 57650 (6/100), 57651 (6/100), 57720 (6/100), 57724 (6/100). DLRadar also scores 57755, 57776, 57717, 57760, 58623, 58653 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Harding County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.