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ZIP 57720 Foreclosure, Tax-Lien & Distress Report

Harding County, South Dakota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 57720 in Harding County, South Dakota comes in at 6, a minimal composite-distress reading. The latent-versus-live split is 14/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (14/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The peak-phase market in 57720 posted values that rose 2.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $78,333, near the U.S. median near $78,000. The poverty rate is 8.4%. The typical home is worth about $157,000 (1.6× income, relatively affordable). Around 9% of renters are cost-burdened. There are about 378 housing units across 57720. The vacancy rate is 32.5% — elevated. 81% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. About 29% have a four-year degree. About 561 people live here, median age 53.

Net-net, 57720 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 57720 at the moment; the composite and its components are still built from verifiable public records.

Whether 57720 runs hot or quiet, its 6/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 57720 can be compared directly against any other ZIP in Harding County, South Dakota or nationwide. The score is rebuilt from public data as it updates, so 57720 reflects the current record instead of a stale or modeled snapshot.

The 6/100 figure for 57720 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 57720 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

6/100
Composite stress
14/100
Structural risk
2/100
Distress activity

What is driving ZIP 57720’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk2
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

57720 at a glance

57720 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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