South Dakota Bank Stress by County

On DLRadar bank-stress scale South Dakota comes in moderate but building (58/100 average), #35 among the states scored. What it tracks is lender capacity: banks under balance-sheet pressure stop writing, and the properties they were financing come under strain soon after.

For someone working South Dakota, a moderate but building reading is a targeting tool: the most stressed counties are where owners lose their options soonest.

High stress (65+) covers 19 of South Dakota counties, peaking at 92/100.

Pressure peaks in Jackson County at 83/100 and Douglas County. Below, every South Dakota county is ordered by bank stress and links to its detail.

The buy-side read is that lending capacity sets the pace. When South Dakota banks pull back, distressed exits follow. Bank stress is therefore a leading, upstream signal of where distressed inventory surfaces next.

Because South Dakota is rebuilt from each quarter's FDIC data, its #35 national rank and county order shift with real balance-sheet changes, not a fixed point in time.

The South Dakota bank read sits alongside parcel-level foreclosure and lien records, letting credit pressure and physical distress be read together.

DLRadar tracks 81 banks operating across 64 South Dakota counties, scoring each lender from FDIC financials and weighting by local branch footprint.

Scoring is national and consistent, built from call reports and tied to property-level records. That gives South Dakota buyers an early, auditable read on supply, each number from public federal data.