Citizens Stb Of Arlington: Bank Stress & Real-Estate Credit Exposure

At 64/100, Citizens Stb Of Arlington's DLRadar bank-stress reading is elevated; the institution is filed under FDIC Cert #1118. DLRadar builds the reading from the institution's federal call-report filings (capital, credit quality, earnings, real-estate exposure) and weights it by the markets it finances.

DLRadar does not model Citizens Stb Of Arlington in isolation: the 30-ZIP footprint is cross-referenced against foreclosure filings, tax-lien activity and ownership churn in each of those 3 counties, so a shift in the bank's elevated posture can be read directly against on-the-ground distress. No bank is too small to score the same way: Citizens Stb Of Arlington runs through the identical FDIC-based model as the largest lenders, refreshed each filing cycle, so its 3-county, 30-ZIP profile means exactly what it would for any institution nationwide. DLRadar maps Citizens Stb Of Arlington into 3 counties (30 ZIP codes) across 1 states — a compact, single-state lending base. It concentrates most in South Dakota (3 counties). Citizens Stb Of Arlington's score blends four call-report dimensions — capital, credit quality, earnings and property-loan concentration — into one 0–100 number, weighted by lending footprint, which is why it reads as a market signal rather than a generic solvency grade. The recent trend is stable. Momentum matters as much as the level — a rising score means the lenders behind a market are tightening, and financing tends to seize up before distress reaches listings. A elevated score on a footprint this size means the markets Citizens Stb Of Arlington touches inherit a corresponding share of that lending pressure. County by county, that footprint includes Brookings County, SD, Hamlin County, SD, Kingsbury County, SD, among others DLRadar tracks parcel by parcel.

For buyers, lender stress is an early map of supply: when Citizens Stb Of Arlington pulls back, the counties it finances see stalled refinances, frozen construction credit, and owners sliding into distress. Watching lender stress is therefore an upstream, leading signal of where distressed inventory surfaces next.

DLRadar scores every FDIC-insured bank this way and links each lender to parcel-level foreclosure, tax-lien and ownership signals in the markets it serves. That lets you move ahead of the market, with each number sourced from public federal filings.