Cortrust Bank National Assn (FDIC #6063): Bank Stress & Real-Estate Credit Exposure
Cortrust Bank National Assn (FDIC Cert #6063): bank stress 87/100, severe, STABLE over 7 days; parent HOPKINS FINANCIAL CORP.
Cortrust Bank National Assn (#6063) lends in 19 counties across 2 states; Cortrust Bank National Assn (#6063) reaches 259 ZIP codes: South Dakota 13 counties, 119 ZIPs; Minnesota 6 counties, 140 ZIPs.
Cortrust Bank National Assn (#6063) largest markets: Hennepin County, MN (365 branches, 73 ZIPs) (#6063), Minnehaha County, SD (92 branches, 23 ZIPs) (#6063), Anoka County, MN (40 branches, 20 ZIPs) (#6063), Brown County, SD (20 branches, 20 ZIPs) (#6063), Washington County, MN (19 branches, 19 ZIPs) (#6063), Wright County, MN (57 branches, 19 ZIPs) (#6063).
Cortrust Bank National Assn (#6063) reports $1.56 billion in total assets; Cortrust Bank National Assn (#6063) equity $138.9 million (8.9% of Cortrust Bank National Assn (#6063) assets); Cortrust Bank National Assn (#6063) domestic deposits $1.38 billion; Cortrust Bank National Assn (#6063) net income $3.0 million; Cortrust Bank National Assn (#6063) return on assets 0.38%; Cortrust Bank National Assn (#6063) return on equity 4.31%; Cortrust Bank National Assn (#6063) net interest income $26.6 million; Cortrust Bank National Assn (#6063) call report June 30, 2026.
Cortrust Bank National Assn (#6063) noncurrent real-estate loans: none reported; Cortrust Bank National Assn (#6063) net charge-offs on real estate 0.68%; Cortrust Bank National Assn (#6063) residential charge-offs 0.18%.
Cortrust Bank National Assn (#6063) net interest margin 3.74% against an eight-quarter Cortrust Bank National Assn (#6063) average of 3.57% (Cortrust Bank National Assn (#6063) compression -0.17 points); Cortrust Bank National Assn (#6063) non-residential real estate 17.9% of equity; Cortrust Bank National Assn (#6063) rate-exposure score 40/100, Cortrust Bank National Assn (#6063) fixed-rate trap 40/100; Cortrust Bank National Assn (#6063) risk type credit driven; Cortrust Bank National Assn (#6063) rate regime rates elevated, Cortrust Bank National Assn (#6063) snapshot October 19, 2026.
Cortrust Bank National Assn (#6063) stress score moved from 87.8 on June 22, 2026 to 86.8 on October 20, 2026; Cortrust Bank National Assn (#6063) ranged 86.8 to 87.8 over 117 snapshots.
Cortrust Bank National Assn (#6063) alerts: 18 counties; top Cortrust Bank National Assn (#6063) alert scores: Yankton County, SD 49 (moderate); Aberdeen County, SD 27 (low); Arlington County, SD 27 (low); Bowdle County, SD 27 (low); Freeman County, SD 27 (low).