Carver County, MN: Foreclosures, Tax Liens & Distressed Properties

Carver County, MN, Minnesota: 18 ZIP codes scored, Carver County, MN averaging 24/100 (low, Carver, MN), from 15 to 26. Carver County, MN is in its peak phase (Carver, MN confidence 16/100): Carver, MN home prices up 2.4% (Carver, MN) over twelve months. Carver County, MN lender headwind: 53/100.

Highest-scoring Carver County, MN ZIPs: 55317 (26/100), 55375 (26/100), 55315 (25/100), 55318 (25/100), 55322 (25/100), 55331 (25/100). Also scored in Carver County, MN: 55360, 55367, 55368, 55386, 55387, 55388, 55397, 55339, 56011, 55328.

Across Carver County, MN's scored ZIPs: median home value $405,478, household income $124,236, 3.7% vacancy, 5.6% poverty, 85% owner-occupied, median age 39.5.

Carver County, MN insurance distress 52/100 (#1,048 in the US); FEMA hazard 52/100 for Carver, MN; 2 federal disaster declarations in Carver County, MN since 2023 (2 flood); 1 Carver, MN NFIP flood claims, $5K paid; Carver, MN construction distress 51/100.

16 banks with 36 branches lend in Carver County, MN; Carver, MN weighted bank stress 63/100, highest 87/100 in Carver, MN.

Carver County, MN unemployment 4.2% (Carver, MN -0.2 pts, six months); 941 new housing units permitted in Carver County, MN over twelve months, Carver, MN up 2% from 927; Carver, MN home prices +6.1% a year (Carver, MN) over three years.

42,270 housing units in Carver County, MN; 7,357 Carver, MN renter households; 40% of Carver, MN renters spend 30%+ of income on rent, 16% (Carver, MN) half or more.

Carver County, MN ranks #3,019 nationally on the opportunity index (Carver, MN, among all ranked counties); Carver, MN scores 23.0/100 and Carver, MN sits #74 inside Minnesota. Carver, MN is in the weak opportunity phase; Carver, MN's primary driver is bank institutional, Carver, MN second driver construction; Carver, MN moved down 124 places. 11 short-sale listings across Carver, MN; 96 days on market observed in Carver, MN; 3.1% vacancy over 18 Carver, MN ZIPs.

0.4% of Carver County, MN mortgages were ninety-plus days late in December 2025; Carver, MN's thirty-to-eighty-nine-day share was 1.2% (CFPB county sample). Carver, MN's ninety-day rate is unchanged on twelve months earlier; the Carver, MN peak since 2008 was 2.6% in August 2009; Minnesota overall reads 0.6%.

Carver County, MN has 8 watched banks; 8 Carver, MN banks sit in an elevated band. Carver, MN footprints: Security Bank&Trust Co (8 branches, stress 54) in Carver, MN; Hometown Bank (3 branches, stress 81) in Carver, MN; Americana Community Bank (2 branches, stress 75) in Carver, MN.

HUD lists 8 assisted multifamily properties in Carver County, MN with 603 units; 141 Carver, MN units are assisted, 2 Carver, MN properties under project-based Section 8.

1,095 of the 42,270 housing units in Carver, MN sit vacant. Carver County, MN permitted 485 multifamily units in twelve months; Carver, MN's one-to-four unit structures added 456 units in Carver County, MN.