ZIP 55386 Foreclosure, Tax-Lien & Distress Report

ZIP code 55386 in Carver County, Minnesota carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (56/100), construction/permit lag (52/100), institutional ownership (41/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). The latent-versus-live split is 56/100 structural and 5/100 already moving.

The market reads peak — home values rose 2.4% year on year, and 7% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

92% of housing is owner-occupied. Around 15% of renters are cost-burdened. Educational attainment sits at 66% bachelor's-or-above. Home values center near $565,900, an affordability ratio of 2.9× — accessible. Median household income is $191,279, above the U.S. median near $78,000. The ZIP holds roughly 3,770 housing units. The poverty rate is 1.8% — low. Vacancy runs 2.4%. On demographic stress specifically, 55386 scores 17/100. 10,080 residents call 55386 home, typically aged 40.

Net-net, 55386 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 55386 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 55386 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 55386 stays directly comparable to neighboring ZIPs and the rest of Carver County, Minnesota. 55386 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

55386's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 55386 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.