ZIP 55386 Property Distress & Foreclosure Data

ZIP code 55386 in Carver County, Minnesota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (52/100), institutional ownership (47/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100), FEMA disaster exposure (64/100). On the structural side it scores 52/100, with 5/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 7% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The tenure split is 92% owner-occupied to 8% rented. Around 15% of renters are cost-burdened. About 66% have a four-year degree. A median home runs $565,900 here, or 2.9 times local income. Households earn a median $191,279 — above the roughly $78,000 national figure. The ZIP holds roughly 3,770 housing units. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 2.4%. On demographic stress specifically, 55386 scores 17/100. About 10,080 people live here, median age 40.

Overall 55386 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.