ZIP 55318 Foreclosure, Tax-Lien & Distress Report

Carver County, Minnesota's ZIP 55318 registers 25/100 composite distress, which DLRadar reads as low. Structural risk reads 56/100 against active distress of 5/100. The most distinctive pressure shows up in structural risk (56/100), construction/permit lag (52/100), institutional ownership (41/100). mortgage stress (17/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

The peak-phase market in 55318 posted values that rose 2.4% over the year, and 10% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Population is roughly 29,884 with a median age of 38. The typical home is worth about $420,400 (3.5× income, relatively affordable). At $111,781, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 1.1%. Around 47% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. The ZIP holds roughly 11,821 housing units. The poverty rate is 4.8% — low. Around 29% of renters are cost-burdened.

On balance 55318 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 55318 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 55318's 25/100 can be lined up against any neighbor in Carver County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 55318 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 55318 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55318 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.