ZIP 55318 Property Distress & Foreclosure Data

ZIP code 55318 in Carver County, Minnesota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 52/100 against active distress of 5/100. What sets it apart are the readings on structural risk (52/100), institutional ownership (47/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100) and mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (70/100), FEMA disaster exposure (64/100)).

The peak-phase market in 55318 posted values that rose 2.9% over the year, and 10% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 29,884 with a median age of 38. The typical home is worth about $420,400 (3.5× income, relatively affordable). At $111,781, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 25/100. Vacancy runs 1.1%. Around 47% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. There are about 11,821 housing units across 55318. The poverty rate is 4.8% — low. Rent burden reaches 29% of tenant households.

Broadly, 55318 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.