ZIP 55322 Property Distress & Foreclosure Data

ZIP code 55322 in Carver County, Minnesota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (52/100), institutional ownership (47/100), construction/permit lag (25/100). construction/permit lag (25/100) and mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100), FEMA disaster exposure (64/100). The latent-versus-live split is 52/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 14% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $112,455, above the U.S. median near $78,000. Home values center near $426,200, an affordability ratio of 3.5× — accessible. 5.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Around 21% of renters are cost-burdened. Educational attainment sits at 38% bachelor's-or-above. Owners hold 90% of homes, renters 10%. The ZIP holds roughly 1,541 housing units. 3,548 residents call 55322 home, typically aged 42. The vacancy rate is 3.6%.

On balance, 55322 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.